Insurance Premiums for Vehicles
It seems to me that depending on what you drive, your insurance premiums should adjust accordingly. But my insurance agent never asked me about the specifics of my driving other vehicles but I do have a comprehensive on my car. What would happen though if I called regarding a car accident, motorcycle accident, truck accident or something else? Would I still be covered because I have basic vehicle insurance? It just seems odd to me that the premium did not adjust or did not cost more to include different vehicles that I am sometimes in or use for work or play.
